| Prerequisites | None. Works with or without Microsoft 365 | A qualifying Microsoft 365 plan plus a Copilot licence (Copilot Chat is included with eligible plans) |
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| Pricing model | Plans from US$0 with unlimited seats; usage is credit-based | Per user: Copilot Business US$21 (US$18 promotional price to 31 Dec 2026), Enterprise US$30 per month. Some agent use is metered through Azure |
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| AI models | OpenAI, Anthropic, Google, xAI and open-source, chosen per agent | OpenAI and Anthropic, routed automatically or picked in a model selector |
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| Working inside Office documents | Creates and edits Word, Excel and PowerPoint files through integrations | Built into Word, Excel, PowerPoint and Outlook as you work |
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| Microsoft 365 data | Connects to SharePoint, OneDrive, Outlook, Teams and Planner, with permissions set per agent | Grounded across your whole Microsoft 365 tenant with Work IQ |
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| Non-Microsoft tools | 140+ integrations, including HubSpot, Xero, Slack, Google Workspace and Shopify, plus any MCP server | Connectors through Copilot Studio and Power Platform |
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| Building automations | No-code agents, scheduled jobs and visual workflows with approval steps, all in one product | Agent Builder for simpler agents; Copilot Studio and Power Automate for business processes |
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| Triggers | Schedules, webhooks and manual starts | Schedules and event triggers through Copilot Studio and Power Automate |
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| People and agents together | Group chats with colleagues and several agents | Copilot in Teams chats and meetings |
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| Chat on your website | Agent Widget for Web: a chat pop-up on your site where visitors talk to your agent, added with one snippet | Needs a separate Copilot Studio plan to publish an agent on a website |
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| Security and identity | SOC 2 Type II, encryption per workspace, no training on your data, audit log of people and agents, Google sign-in (SSO) | Microsoft Entra, Purview and enterprise compliance controls |
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